Tools & Calculators
Decide with data
Three free tools that price out direct primary care, concierge medicine, and traditional insurance against your real numbers. Updated for the January 2026 OBBBA HSA rules.
Calculator
DPC vs Concierge Cost Calculator
Compare annual out-of-pocket cost across DPC, concierge, and traditional insurance. Includes 2026 HSA-eligibility logic from the OBBBA rules.
Open the tool →Quiz
Concierge Provider Fit Quiz
Nine questions on goals, family, chronic conditions, and telemedicine preference. Returns a DPC, Concierge, or Hybrid recommendation.
Open the tool →Estimator
Annual Healthcare Savings Estimator
Project annual savings of switching from traditional insurance to DPC or concierge based on your typical year of care.
Open the tool →Last updated: April 2026. These tools provide estimates only and are not medical, tax, or legal advice.